Jack Stanfield (Harrison Ford) is an average family man in Seattle who heads up the hi-tech security team at his local bank. But following a seemingly trivial case of identity theft, Jack's life is turned upside-down when he discovers that his wife (Virginia Madsen) and two kids have been kidnapped. The ransom? 100 million dollars, which the kidnappers, led by Bill Cox (Paul Bettany), want Jack to obtain for them via his expert computer skills. Initially compliant, Jack soon decides to fight back...