As the result of a bet between two wealthy commodities traders, the lifestyles of a street hustler (Eddie Murphy) and a blue-nosed employee (Dan Akroyd) of the brokerage are reversed. The innocent victims of the bet scramble to make it in their new foreign environments, with hysterical results. Once they discover the switch played on them, they set out to exact their comic revenge on the execs, played by the grand old actors Ralph Bellamy and Don Ameche..