When Andy asks Cheryl to borrow $1,000 for a down payment on a condominium, Cheryl agrees to loan him the money from an account that she and Jim established for a trip to Italy. Andy is elated until Cheryl tells him he must also ask Jim. When Andy asks Jim for the money, Jim reluctantly reveals that he has already spent the money and has never gotten around to paying it back. Later, Cheryl asks Jim if Andy has talked to him about the loan, and Jim tells Cheryl he doesn't want to lend Andy the money. Dana wonders why Andy didn't ask her for the money and Cheryl explains that there are always strings attached with her.